在国内用支付宝，在海外用PayPal。PayPal是一家美国电子商务公司，专注于通过互联网进行资金转移。可以将自己的PayPal账户与银行账户和信用卡关联，实现比传统的纸质方式更快速的转账和支付。
为什么强调是美区PayPal？美区PayPal比国区PayPal有什么好处？
1、转账限制：
中国区 PayPal 只能向非中国区的 PayPal 账户转账，而国际版 PayPal 则没有此限制，可以向所有区域的 PayPal 账户进行转账。如果需要将中国区 PayPal 的余额转到美区 PayPal，可以通过一些步骤实现，但不能直接更改帐户地区。
2、提现手续费：
中国区 PayPal 提现到银行卡每笔需要35美元的手续费，而美国版则没有手续费。例如，美区 PayPal 提现到美国银行账户是免费的。
下面说正题，PayPal绑虚拟卡，属于当下热门操作了，但很多人还是不知道具体步骤，下面直接实操。
首先你要有一张虚拟卡，最好是便捷费率低的，经过多个虚拟卡平台测试，这边推荐vmcardio卡台，免KYC、支持数字货币充值、无月费/交易费、无限开卡。
1、打开www.vmcardio.com注册账号，国际手机号/邮箱，都支持注册，然后充值—-开卡，平台卡段有很多，不知道选哪个卡段的，可以在开卡页面，点击”消费场景查询“，查看有哪些卡段支持paypal，然后选一个就行。
开完卡后，开好的卡在你的卡列表能看到卡信息，在paypal绑卡的时候会用到这里的信息。
1.点击Sign Up注册账号
2.选择账户类型
3.输入手机号码接收验证码，填写验证码后注册成功。
4.注册成功后点击钱包。
5.点击关联卡。
6.选择关联信用卡。
7.输入信用卡信息，这里就需要用到vmcardio后台卡列表里的信息，注意账单地址需要与信用卡的账单地址一致，可以使用虚拟卡的自定义账单地址功能。
绑定成功
8.绑定成功后提示需要验证信用卡，点击验证您的卡
9.验证码发送成功，paypal的验证码需要等待3-5个工作日。
10.等待3-5个工作日后打开虚拟信用卡后台的信用卡使用明细。
11.查看该信用卡的使用记录，会出现一条CODE的记录，code前面的数字就是验证码了。paypal虚拟信用卡
12.进入paypal填写该验证码后。虚拟信用卡paypal
13.验证成功。
OK,搞定！
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